I don't plan to penalize you at all, if you die, you die and you can re roll your character or wait for the group to take you back for a raise dead spell. However the level loss is their due to lower level rezs, so it might be in your interest to try and get a scroll of the spell. Here are said spells, as I said I won't penalize you personal the game mechanics might though.
The negative levels you accumulate from Raise Dead can be offset with another spell though. In any case if you look at material compensates each rez is expensive.